A freshly renovated two-story home lit up at dusk
One relationship · Multiple capital sources

Have a Deal? Let’s Fund It.

Real estate financing built for investors. Access Fix & Flip, DSCR, Ground-Up Construction, Bridge and Commercial financing through our network of capital partners.

7–21 daystypical closing
20+capital partners
48 statesnationwide lending
Get My Deal Reviewed Book a Call
Investment property only No cost to get terms 15-minute call

Tell us about the deal

4 questions · 30 seconds · no cost

What are you funding?

Where is the deal right now?

How much do you need?

What is your approximate credit score?

Where should we send your terms?

🔒 No credit pull to get terms · we never sell your info.
✓
This one looks fundable

Book a free call and we'll price the deal.

We’ll review it across our network of 20+ capital partners and come back with real leverage, rate and timeline. No cost, no obligation.

Pick a Time → See Loan Programs
48States lending
20+Capital partners
7–21dTypical close
Our promise

We know investor financing

Every deal is different. We work with real estate investors to understand the transaction, structure the financing, and identify the capital partner that best fits the deal.

Competitive terms

We compare programs across multiple capital partners and structure the deal around leverage, pricing, borrower experience, property type and your objectives.

Flexible loan programs

A diverse set of capital partners across flip, construction, DSCR, bridge and commercial, so most deals get funded, including the ones a bank will not look at.

On-time, fast closings

We close faster than banks and most of our competition. Usually inside 7 to 21 days.

Robust technology

Web based intake, document upload and loan processing, so nothing sits in an inbox waiting to be found.

Easy application

Quick app or full app, and it knows what to ask. You are told which documents are needed up front instead of one at a time.

A dedicated loan specialist

Every borrower is a VIP here. You will always know where your loan stands without having to chase it.

A house interior mid-renovation with new drywall, framing and a step ladder
Fix & flip: purchase and rehab, funded together
A two-story house under construction, framed and sheathed, against a blue sky
Ground-up construction, draw by draw
A modern small multifamily apartment building in dark brick and wood
Rentals that qualify on the property, not your W-2
Browse our offerings

Our loan programs

Access to 20+ capital partners to fund most deals. Single and multi-family, condos and townhomes across the residential programs, plus apartments, warehouse and retail on the commercial side.

Fix & Flip

$75k – $5M
  • Up to 90% of purchase, 100% of rehab
  • Single & multi-family, condos, townhomes
  • Advanced draws available on select programs
  • Payment reserves available on select programs and qualified borrowers

New Construction

$75k – $10M
  • Up to 90% LTC, 100% of construction
  • Single & multi-family, condos, townhomes
  • Land + horizontal
  • Easy draw process

DSCR Rental

$30k – $5M
  • Up to 80% LTV
  • Single & multi-family, condos, townhomes
  • Purchase, refinance, cash-out
  • 30yr fixed & ARM options

Bridge

$75k – $5M
  • Up to 80% LTV
  • Single & multi-family, condos, townhomes
  • 6-24 month terms
  • No prepayment penalty

Blanket / Portfolio

$250K – $25M+
  • Up to 80% LTV
  • Single & multi-family, condos, townhomes
  • Purchase, refinance, cash-out
  • 30yr fixed & ARM options

Commercial

$100k – $10M
  • Up to 80% LTV
  • Apartments, warehouse, shopping centers
  • Purchase, refinance, cash-out
  • 30yr & ARM options

Amounts and leverage shown are program maximums across our capital partner network, not an offer of credit. Actual terms depend on the property, the borrower and the capital partner, and every file is subject to underwriting and appraisal. Business-purpose loans on non-owner-occupied property only.

A modern low-rise commercial building at dusk with an empty parking lot
How it works

From deal to funded in three moves

01

Submit the deal

Get pre-approved online. Property, purchase price, rehab budget and your exit. The app tells you which documents it needs.

02

Review your terms

We review the file across our capital partner network and come back with real numbers: leverage, rate, points and a closing timeline.

03

Close and get funded

Appraisal, draws and closing handled, with a dedicated specialist on the file. Most deals fund inside 7 to 21 days.

Our promise

One relationship, multiple capital sources. Bring us the deal and we structure the financing and place it with the capital partner that fits it best.

Business-purpose lending in 48 states. Most files close in 7 to 21 days.
Your capital advisor

Josef “Joe” Johnson

Real Estate Capital Advisor · Founder, Joe Fund My Deal

Joe Fund My Deal logo One relationship.
Multiple capital sources. One point of contact from initial deal review through closing.

Joe Fund My Deal was built around a simple idea: real estate investors shouldn’t have to call five different lenders to find the right financing for one deal.

As both a real estate investor and capital advisor, Josef “Joe” Johnson understands the financing process from both sides of the table. He works directly with investors to understand the transaction, structure the financing, and identify the right fit from JFMD’s network of capital partners.

Whether it’s a fix & flip, rental property, ground-up construction, bridge loan, or a more complex commercial transaction, JFMD provides one point of contact from initial deal review through closing.

Book a call

Talk the deal through

15 minutes. Real numbers.

Pick a time and we will go through the property, the leverage you need and what the money will actually cost.

  • Know your leverage before you make the offer
  • No cost and no obligation
  • Investment property only, no owner-occupied
Quick answers

Financing FAQ

What kind of properties do you fund?

Investment property only. Single and multi-family, condos and townhomes across fix & flip, construction, DSCR and bridge, plus apartments, warehouse and shopping centers on the commercial side. We do not do owner-occupied primary residences.

How much of the deal will you cover?

It depends on the program. Fix & flip goes up to 90% of purchase and 100% of rehab, new construction up to 90% LTC and 100% of construction, and DSCR, bridge, portfolio and commercial up to 80% LTV. Your file decides where you land inside that.

How fast can you close?

Most loans close inside 7 to 21 days. The two things that move that number are the appraisal and how quickly your documents come back.

Do I need tax returns or income documents?

A DSCR loan qualifies on the property's rent rather than your personal income. Other programs vary by capital partner, and you will be told exactly what is needed on the call rather than one document at a time.

How big or small can the loan be?

From $30k on a DSCR rental up to $10M on construction and commercial, and up to $25M+ on a blanket or portfolio loan.

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